Wired Plastic Privacy Policy

Wired Plastic Privacy Policy

Wired Plastic Privacy Policy

Privacy Policy of WIRED PLASTIC (PRINT)

The following information applies to your relationship with WIRED PLASTIC.

Effective 04/01/2005

General Introduction

This Privacy Policy is provided by us (One Global Finance, Inc.). This Privacy Policy includes examples of the types of nonpublic personal information we collect and the kind of companies with whom we may share such information. These examples are illustrative and should not be considered a complete inventory of our information collection, use and sharing practices by us. In addition, you may have other privacy protections under some state laws.
Please note, this Privacy Policy does not apply to your independent relationships with other companies who may, from time to time, offer you products and services in conjunction with Wired Plastic. Such companies’ privacy policies will govern how they collect, use and disclose personal information that you choose to allow them to access.

Our Commitment to Privacy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information collection and sharing practices and the choices you can make about the way your information is used. To make this notice easy to find, we make it available on our homepage.

The Information We Collect

In order to provide you with the products and services you have requested, to service the Wired Plastic Visa Prepaid Card ("Card")(issued by The Bancorp Bank), and as we deem appropriate to determine your eligibility for products and services, we collect or reserve the right to collect the following types of nonpublic personal information about you from the following sources:

  • Information we receive from you (or that is provided to us on your behalf), including, but not limited to, your name, address, telephone number, email address, credit card information, bank account information, drivers license number, social security number and date of birth;
  • Information about your transactions with us or others, such as Account balance, payment history, parties to transactions and Card usage.

Disclosure of Information

Disclosures Permitted by Law

We may disclose all of the nonpublic personal information described above, as permitted by law. For example, we may use affiliates or vendors to perform services for us, such as providing customer assistance, processing your Account transactions, preparing your account statements and maintaining or developing software. We also may disclose information in response to requests from law enforcement agencies or state and federal banking regulators.
We may disclose information to third parties about your Card or the transfers you make:
(i) Where it is necessary for completing transfers, or
(ii) In order to verify the existence and condition of your Card for a third party, such as a credit bureau or merchant, or
(iii) In order to comply with government agency or court orders, or
(iv) If we believe it is necessary to determine if your Card is being used by an unauthorized user or in a fraudulent manner, or
(v) To our agents, auditors and collection attorneys; or
(vi) As permitted under applicable state and Federal privacy laws; or
(vii) If you give us your written permission.

Disclosures for Joint Marketing Services

We may disclose all of the nonpublic personal information described above to companies that perform marketing services on our behalf including financial companies such as banks and insurance companies; non-financial companies, such as direct marketers and mail houses; and others, such as membership organizations and others with whom we or the Issuer have joint marketing agreements.

Other Disclosures

We may enter into arrangements with non-affiliated parties to provide you with special offers. We may disclose all of the nonpublic personal information described above to these parties who may want to offer their products and services to you, unless you opt-out as described below.

Your Right to Opt-Out of Other Disclosures to Nonaffiliated Third Parties

If you prefer that we not share nonpublic personal information about you with nonaffiliated parties as described under “Other Disclosures” above, you may opt-out at any time by requesting us not to make those disclosures by calling Wired Plastic Customer Service at 801-383-1003. Your “opt-out” designation does not apply to disclosures permitted by law, disclosures for Joint Marketing and Servicing described above, or disclosures to which you have consented. Once your request has been processed, it will remain in effect until you request a change. Please note that we cannot accommodate special opt-out requests.

Telephone Monitoring and Recording

From time to time we may monitor and record your telephone calls regarding your Card to assure the quality of its service.

Information Regarding Former Customers

We disclose nonpublic personal information about former Card customers with inactive Cards only in accordance with this Privacy Policy.

Changes to This Privacy Policy

We reserve the right to modify or supplement this Privacy Policy at any time. If we make material changes, we will provide current customers with a revised notice that describes the new practices.

Our Security Procedures

We restrict access to nonpublic personal information about you to those employees whom we determine to have a legitimate business purpose to access such information in connection with the provision of products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard nonpublic personal information about you.

How to Contact Us

Should you have other questions or concerns about this Privacy Policy, please call Wired Plastic Customer Service at 801-383-1003.