Wired Plastic Visa Prepaid Card Schedule of Fees

Fee Schedules

Primary Card Fee Schedule

Fees are deducted from the Card Account balance, except where prohibited by law. If the Card Account balance is less than the fee amount, we apply the entire Card Account balance to pay the fee amount: this may bring the Card Account balance negative and may also mean that part of the fee amount remains unpaid. If the Card Account balance is negative, or there is a fee amount that is unpaid (referred to as a “Pended Fee Amount”) this means any subsequent value loads made to the Card Account are applied first to any negative balance, and then applied to the Pended Fee Amount. This also means the Card Account balance available to use for new transactions will be less than the value load made to the Card Account.


Information about the Card Account balance and any Pended Fee Amounts may be viewed in the “Account Summary” section of the Online Account Center or can be heard by calling 1-866-335-4784.



Fee Description

Fee Amount

Activation Fee 1

$9.95 (one time)

Monthly Fee2

$5.95 (per monthly billing cycle)

PIN Transaction Fee

$0.95 (per PIN purchase transaction)

PIN Transaction Decline Fee

$0.45 (per PIN purchase transaction decline)

Bank Teller Cash Advance Fee

$4.95 (per transaction)

U.S. ATM Withdrawal Fee*

$1.95 (per withdrawal)

U.S. ATM Balance Inquiry Fee*

$0.95 (per inquiry)

ATM Decline Fee (U.S.)*

$0.95 (per decline)

International ATM Withdrawal Fee*

$4.95 (per withdrawal) plus 3% foreign currency conversion fee

International ATM Balance Inquiry Fee*

$1.95 (per inquiry)

ATM Decline International Fee*

$1.95 (per decline)

International Transaction Fee3

$0.45 (per transaction) plus 3% foreign currency conversion fee

of transaction amount

International Transaction Fee (PIN)3

$0.95 (per transaction) plus 3% foreign currency conversion fee

of transaction amount

Click-n-Pay Electronic Payment Fee

$0.45 (per payment)

Click-n-Pay Paper Check Fee

$0.95 (per check)

Click-n-Pay Check Cancellation Fee

$9.95 (per cancellation)

Deposit to a U.S. Bank Account Fee

$0.95 (per transaction)

Call Center Customer Service Fee

2 calls at no charge per calendar month

$0.95 per call thereafter

Replacement Card Fee (Standard 7-10 business day delivery, please allow up to an additional 3 business days for Card processing).

$3.95 (per Card, when Card is reissued or replaced for any reason with standard delivery, except upon expiration)

Express Mail Fee (2-3 business day delivery, please allow up to 3 additional

business day for Card processing)

$19.95 (per Card, additional fee when Card is expedited and reissued or replaced for any reason with 2-3 business day

delivery)

Paper Statement Copy Fee

$2.95 (One (1) request for up to 24 months of transaction history at no charge per calendar month; each statement thereafter

$2.95 each)

Return Check Fee

$25.00 (per returned check)

Bank Wire Transfer Fee

$6.95 (per incoming wire transfer, additional fee from third party retailers may apply)

Load Fee (MoneyGram or Visa ReadyLink4).

$1.00 (per value load via MoneyGram or Visa ReadyLink) Additional third party fees may apply. Log in to your Card

Account online for detailed retail load fees.



1 The Activation Fee (Primary Card) and the Activation Fee (Secondary Card) will appear as "Activation Fee" on your Card Account detail or monthly statement, if you elect to receive monthly statements.


2 The Monthly Fee (Primary Card) and the Monthly Fee (Secondary Card) will appear as "Monthly Fee" on your Card Account detail or monthly statement, if you elect to receive monthly statements. Month is determined based on billing cycle.


3 The International Transaction Fee and International Transaction Fee (PIN) will appear as "International Transaction Fee" on your Card Account detail or monthly statement, if you elect to receive monthly statements.


*If you use an ATM for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Card Account.


4 MoneyGram may charge an additional service fee for using their services. Any MoneyGram fee amount is an independent fee assessed by MoneyGram only and is not assessed by us. The merchant may charge an additional service fee for using its services to accept a Visa ReadyLink payment. Any fee charged by the merchant on a Visa ReadyLink load is an independent fee assessed by the merchant only and is not assessed by us.


Secondary Card Fee Schedule


Activation Fee1

$4.95 (one time)

Monthly Fee2

$1.95 (per monthly billing cycle)

PIN Transaction Fee

$0.95 (per PIN purchase transaction

PIN Transaction Decline Fee

$0.45 (per PIN purchase transaction decline)

U.S. ATM Balance Inquiry Fee*

$0.95 (per inquiry)

International Transaction Fee3

$0.45 (per transaction) plus 3% foreign currency conversion

fee of transaction amount

International Transaction Fee (PIN)3

$0.95 (per transaction) plus 3% foreign currency conversion

fee of transaction amount

Call Center Customer Service Fee

$0.95 (No charge for the first 2 calls per calendar month,

$0.95 per call thereafter)

Replacement Card Fee (Standard 7-10 business day delivery, please allow up to an additional 3 business days for Card processing)

$3.95 (per Card, when Card is reissued or replaced for any reason with standard delivery, except upon expiration)

Express Mail Fee (2-3 business day delivery, please allow up to 3 additional business day for Card processing)

$19.95 (per Card, additional fee when Card is expedited and reissued or replaced for any reason with 2-3 business day delivery)

Paper Statement Copy Fee

$2.95 (One (1) request up to 24 months of transaction history, at no charge per calendar month; each statement thereafter $2.95 each)



1 The Activation Fee (Primary Card) and the Activation Fee (Secondary Card) will appear as "Activation Fee" on your Card Account detail or monthly statement, if you elect to receive monthly statements.


2 The Monthly Fee (Primary Card) and the Monthly Fee (Secondary Card) will appear as "Monthly Fee" on your Card Account detail or monthly statement, if you elect to receive monthly statements.


3 The International Transaction Fee and International Transaction Fee (PIN) will appear as "International Transaction Fee" on your Card Account detail or monthly statement, if you elect to receive monthly statements.


*If you use an ATM for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Card Account.